My name is Paul Novell. I left the semiconductor industry, at 41, to pursue a more independent life. This came after two attempts at “retiring early” (starting in January 2006) and being scared back into the work force for a few months. Since early 2010 I’ve been fully committed to the financially independent lifestyle. Since 2006 my main source of income is from my investments. I’ve been withdrawing from my portfolio every year since the beginning of 2006. Some call this early retirement. Not me. I’m not retired at all. I’m pursuing a financially independent lifestyle with investing as my main, but not only, funding source.
I launched this blog in 2010. My mission in this blog is to discuss all topics related to investing, living off your investment assets and making sure they last as long as you need them to last, as I personally live this experiment. My main focus is on quantitative and tactical asset allocation investment systems.
My back ground is in Electrical Engineering (M.S. and B.S) specializing in semiconductor physics. I also have a Masters in Investment Management from Hong Kong University of Science and Technology. My hobby has always been investing. I bought my first bond, IBM, at age 18. Over the last several years I have become primarily a quant investor – using systems and algorithms to make investment decisions.
In Sept 2017 I started writing an investment newsletter, the Economic Pulse Newsletter, a quantitative investment system based on economic indicators. You can find out more about it here . I also run a quant stock investing service which you can read about here .
For 8 years, my wife and I are lived in our RV and traveled the US enjoying the sites and cities/towns in the US. My wife writes a blog of our RV travels which you can read here . In early 2018, we decided it was time for a change and we moved to France!
Now, we’re living in the SW of France still pursuing a financially independent lifestyle but in a slightly different way.